1320 Central Park Blvd, Suite 407
Fredericksburg, VA 22401
Even the best drivers get into accidents. You could get distracted for just one second, or the other driver could be at fault; there is no full-proof method to preventing accidents from occurring. Whether you are at fault or not, you still have to deal with the resulting damages. Pete Webb Agency in Fredericksburg, VA is here to help you when you get into an accident.
Auto insurance requirements vary by state. According to the Virginia Department of Motor Vehicles, your vehicle is required to have at least minimum liability car insurance. Minimum liability coverage is used to help cover damages that you caused in a car accident; this can include injuries to people or property damages. The required minimum insurance requirements in Virginia are:
You are also required in Virginia to have uninsured/underinsured motorist insurance. Just like it sounds, this insurance is to insure motorists who are either uninsured or underinsured. This means that if a driver has no insurance at all, or just not enough insurance to cover the injuries or property damage they caused, then your insurance will help pay for those damages they caused. This coverage must match the minimum requirements of the liability car insurance outlined above.
Your policy premium will be determined by multiple factors. If you are a new driver or have a bad driving record--or in some cases even share a residence with someone with a bad driving record--you may be looking at a higher policy premium.
Pete Webb Agency has an online rating tool to help you find a quote for auto insurance. You can also call us at (540) 693-2720 to ask us any questions about policies or quotes or to schedule an appointment to visit our office at 1320 Central Park Blvd suite 407 in Fredericksburg, VA.